Legal

Terms and Conditions

These Terms and Conditions ("Terms") govern access to and use of the Fiscalmere website and dashboard (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Service immediately.

Last updated: this is a general draft template and should be reviewed and adapted to your specific business practices and applicable jurisdiction before publication.

1. Acceptance of Terms

By creating an account, subscribing to updates, or otherwise interacting with the Fiscalmere Service, you confirm that you have read, understood, and agree to these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access the Service.

2. Description of Service

Fiscalmere provides predictive modelling insights, informational content, and dashboard access intended to support independent decision-making for remote investors. The Service is provided on an "as is" and "as available" basis. Nothing on the Service constitutes financial, legal, tax, or investment advice, and no outcome or result is guaranteed.

3. Eligibility

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use the Service. By using the Service, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

4. Account Registration

Certain features of the Service may require registration. You agree to provide accurate, current, and complete information during registration and to keep such information up to date. You are responsible for maintaining the confidentiality of any login credentials and for all activity that occurs under your account.

5. Acceptable Use

You agree not to use the Service in any manner that could damage, disable, overburden, or impair the Service, or interfere with any other party's use of it. You further agree not to:

• Attempt to gain unauthorized access to any part of the Service, other accounts, or related systems;
• Reverse engineer, decompile, or otherwise attempt to extract source code or underlying methodology;
• Copy, resell, sublicense, or redistribute content from the Service without prior written consent;
• Use automated means to scrape, crawl, or extract data from the Service without authorization;
• Use the Service for any unlawful purpose or in violation of any applicable local, national, or international law.

6. No Financial Advice

All content, models, projections, and materials provided through the Service are for general informational purposes only. They do not constitute, and should not be relied upon as, financial, investment, legal, or tax advice. Past performance of any strategy or model is not indicative of future results. You should consult with a qualified professional before making any investment decision.

7. Intellectual Property

All content available through the Service, including but not limited to text, graphics, logos, methodology descriptions, and design elements, is the property of Fiscalmere or its licensors and is protected by applicable intellectual property laws. No license or right is granted to you except the limited right to access and use the Service in accordance with these Terms.

8. Third-Party Links and Services

The Service may contain links to third-party websites or services that are not owned or controlled by Fiscalmere. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You access such third-party resources entirely at your own risk.

9. Disclaimer of Warranties

The Service is provided without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted and error-free operation. Fiscalmere does not warrant that the Service will meet your requirements or that any errors will be corrected.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Fiscalmere, its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Fiscalmere and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

12. Termination

We reserve the right to suspend or terminate your access to the Service, in whole or in part, at any time and without prior notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties, or for any other reason at our sole discretion.

13. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time without prior notice. We may also revise these Terms from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where Fiscalmere operates, without regard to its conflict of law provisions. Any disputes arising under these Terms should first be addressed through good-faith negotiation between the parties. This section is a general placeholder and should be adapted to reflect the specific governing law applicable to your business.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will otherwise remain in full force and effect.

16. Contact

Questions regarding these Terms can be directed to us through the contact channels provided on our Contact page.